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Cost

Here’s how we calculated your cost:

Family Term 20

Manulife considers “Age” to be your age at your nearest birthday, which may or may not be the age used by this calculator. Family Term is underwritten using our Healthstyles program – a rating system based on your health and lifestyle. Our estimate assumes Healthstyle 3 (non-smokers) and Healthstyle 5 (smoker) which may or may not be the Healthstyle you qualify for. Only initial premiums are provided. Initial premiums will be established during the underwriting process and shown in your contract when issued. Premiums increase at renewal. While renewable premiums are guaranteed at issue, they are not provided through this tool. Premiums include policy fees.

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