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Assumptions

Your calculation is based on these assumptions:

  • Funeral costs of $15,000
  • Post secondary costs of $60,000 for each child ($15,000/year x 4 years)
  • 60% of current annual income for 10 years or until you’re age 65, whichever comes first
  • Unless you are single and have no children, your savings or assets are not liquidated to help cover expenses or loss of income associated with your death

Interest and inflation rates are not used in the calculation of this estimate.